I cant believe what we’re hearing about MP’s expenses which by any standards must be criminal! and yet they get away with it….  like Uncle ‘Arry

Hit the link to see Terry on the front page of the KM’s Business section.

Terry piece in the March issue of the Kent Messenger

If you missed the item The One Show have done on Terry’s situation that went out on Friday the 6th you can go to their website to see it again.

Why not come back after and comment on it on the blog page ‘over2you’.

http://www.bbc.co.uk/theoneshow/

We received the eviction warrant in the post on Friday 23^rd Jan which only gave us just 3 days including the weekend, to make the necessary arrangements for eviction at 9.00am on the 26th. Whatever the rules are regarding eviction warrants that’s wholly inadequate time to make arrangements. The situation created by Kingsford’s is deserving of close scrutiny. Kingsford’s should state plainly what their reasons are for seeking eviction at this time.

At the conclusion of the case Vale v Armstrong, Kingsford’s’ client received an out of court settlement from the Halifax of c£60,000 and Legal Aid paid Kingsford’s for their work in representing both their client and the Halifax Plc at the trial. Kingsford’s was granted a Consent Order by the court which stated we would surrender the property to them after a period of time, this time was allowed by the judge after representations were made by our legal team regarding our professional negligence claim against Thomson Snell & Passmore. The judge accepted the assertion that this claim should realise more than sufficient sums to cover Kingsford’s bill. Unfortunately our legal team’s oversight regarding a reimbursement we had to make to the Legal Aid Board ultimately resulted in the funds we received after successfully establishing TS&P’s negligence, being only about half of what was due, Kingsford’s only getting c£60k which left a balance of c£45k which has since increased to c£55k because of further costs and interest charges. This costs bill we are currently dealing with is Kingsford’s’ ‘Top Up’ fees over and above the payments received from Legal Aid which totalled in excess of c£100k.

Kingsford’s’ eviction action does not make economic sense in terms of recovering the balance of the legal costs outstanding given the Consent Order in place demands the property cannot be sold for less than £550.000 and as Kingsford’s’ charge is 4^th in line behind Northern Rock, SPPL (part of Lehman Brothers) and the unsecured Morgan Stanley credit card debt which was later secured on the property. The total debt amounts to c£531.500 between them, less 50% of the equity which is due to Mrs Armstrong, Kingsford’s would stand to get very little even if they could sell the property for the £550,000 stated on the Consent Order which is completely unrealistic under the present financial constraints and the collapse of the housing market. Our best estimate of the current value of the property is around £400,000. There is no sound economic reason to make a family of four homeless when there is no hope of selling the house for any amount capable of achieving a successful financial conclusion to the Order of Sale in Kingsford’s’ possession. It would have been preferable for all concerned were we permitted to stay whilst attempts are made to settle the debt or at least until the market improves and a better price can be achieved capable of clearing more of the debts.

Terry was evicted for £55k by Kingsfords solicitors representing the remaining unpaid costs in the case Vale -v- Armstrong. The day after the eviction Kingsfords e-mailed Terry’s solicitors, regarding arrangements to remove his stuff and the last paragraph of which reads.

Click the link to see yesterdays Meridian TV report on our second eviction which took place on Monday 26th January despite our appeals to the high court.

Meridian TV Monday 26th January 2009

On the 22nd January 2009 we recieved a letter from Senior Manager Scott Taviner at Northern Rock acknowledging my request dated 20th November to come to some agreement to accept affordable mortgage payments. Please note Mr Taviner’s letter was dated the 16th January 2009 but it didnt arrive in the post until the 22nd January this being the same day that Kingsfords of Ashford, Kent  solicitors for the alledged peadophile issued the attached notice of eviction we recieved by post today (23rd Jan).

Coincidence - more like collusion!

Its been obvious to us all along that Northern Rock ellected to use Kingsfords to do their dirty work.

We obviously can’t condone any illegal act but check out the story behind the headline at Yahoo news.

http://uk.news.yahoo.com/4/20090122/tuk-squatters-invade-15m-mansions-dba1618.html

Check out the facts behind this shocking headline at Sky news.

http://news.sky.com/skynews/Home/Business/Home-Repossessions-Soaring-According-To-The-Financial-Services-Authorit/Article/200901415208432?lpos=Business_Second_UK_News_Article_Teaser_Region_8&lid=ARTICLE_15208432_Home_Repossessions_Soaring_According_To_The_Financial_Services_Authorit

Also check out yahoo news that repossessions have gone up 92%

 http://uk.news.yahoo.com/4/20090122/tuk-house-repossessions-soar-by92-dba1618.html

Fiona Foster meets the families being evicted and how they are fighting back, including our family who are now squatting in our repossessed property.

ITV Website

I was invited to talk to Phil and Fern on their show this morning to publicise the plight of the repossessed and promote the ‘Tonight with Trevor McDonald’ show.

If you missed my interview with Phil and Fern on ITV’s This Morning show please hit the link for another chance to see it.

HOT OFF THE PRESS
There have been developments regarding “Uncle Arry” which puts a whole new dimension on the case if confirmed. In support of Terry’s current position he has received unsubstantiated reports indicating Uncle Arry’s peado ring have been active and all that is required is for the victims or their parents to come forward and bear witness which they are urged to do to protect other children.
This news came to light when Terry reported on the repossessed website he had taken legal action against the Kent firm of solicitors Dundas & Duce who were employed to give Uncle Arry independent legal advice with regard to the conveyance of his house to the Armstrongs. See the short film Uncle Arry on the left side of this page. The presiding Judge in the trial Vale -v- Armstrong Mr Justice Evans Loombe heavily criticised Mr Duce in his summing up of the case HC03C00770 for failing in his duty of care to both Mr Vale and Mr Armstrong pointing out that had Mr Duce executed his duties according to law the matter of Vale -v- Armstrong would never have arisen.

Click the link below to see a short film to understand the current situation awaiting trial when Terry intends to call Mr Vale as a principal witness together with all other concerned parties including the relevant authorities, Terry’s former solicitors Thomson Snell & Passmore and their barrister Mr Waterworth of 10 Old Sq Chambers who admitted professional negligence, Mr Vales solicitors Kingsfords of Ashford Kent and their barrister Mr Bartlett who secured and executed the repossession of Terry Home, The Halifax Building Society and their solicitors Rees Page who made an out of court payment of £60k to Mr Vale at the conclusion of the trial, Pope & Co solicitors and their barrister Mr Learmonth, Amanda Maycock at The Financial Ombudsman Service and Terry’s current solicitors Mr Ian Tysh of Berry & Berry.

Having no trust in the legal system Terry is a litigant in person against Dundas and Duce but would welcome any advice from those with experience of such matters.

The Mail on Sunday comment on the ROCK.

http://www.mailonsunday.co.uk/news/article-1092596/MAIL-ON-SUNDAY-COMMENT-The-Rock-running-rings-Brown.html

Northern Rock is accused of selling off 1,100 repossessed homes at bargain prices.

Visit the Mail on Sunday for the whole story

http://www.mailonsunday.co.uk/news/article-1092547/Victims-repo-hunter-Northern-Rock-accused-selling-1-100-repossessed-homes-bargain-prices.html

Chris Choi from ITV News has been following our story all along and was the first to report our current situation. If you missed it you can see his piece here.

http://www.itv.com/?vodcrid=crid://itv.com/19179&DF=1

Perhaps it was obvious the media would be interested in our story, and once Chris Choi of ITV News covered it we have been approached by many other media parties… Here is the piece the BBC News Room South East broadcast on the 4th December.

Yesterday I wrote an Open Letter to Ron Sandler, the Executive Chairman of Norther Rock asking for them to spread a little Christmas cheer over the festive season.  When my house lays empty for Christmas, haven’t Northern Rock the heart to let us stay there at least to watch the Queen’s speech?

Here’s a larger version of our new video Squattin’ 4 Christmas

Terry

Northern Rock denies it’s aggressively taking back the homes of those in mortgage arrears and the government denies any day-to-day input.  It’s the only fully nationalised bank. So should Northern Rock be repossessing homes at a faster rate than some other lenders?   The bank’s chairman, Ron Sandler, said it was operating the same policy as it did before it was nationalised.   And Gordon Brown insists the bank is run “at arms length” from the government.  But some homeowners believe the Rock is taking a tough new line.

See me on this Channel 4 report:

Northern Rock is twice as likely to repossess homes as other banks, according to a charity.  Credit Action has criticised the bank for its “aggressive” attitude towards repossessions.  Watch the ITN news report here

Kent man creates website on housing repossession.  That’s me.  See this report on ITV Meridian here.